Homeowners
Your home or land sold at a foreclosure or tax sale for more than you owed. The difference may still be waiting.
Homes · Land · Cars · Boats · RVs
The sale is over.Your equity isn't.
If your home, land, car, boat or RV was sold at a foreclosure, tax sale or repossession for more than was owed, the extra money belongs to you. Right now someone else is holding it. We find it, prove it's yours, and handle the claim.
- No recovery, no fee
- Nothing up front
- Free to check
Funds locatedHeld with the court clerk
Claim tracker
Example
14 Maple Court · Sold at a tax sale
Surplus held for the former owner
$63,400
- Money found in the sale records
- Owner confirmed and agreement signed
- Claim filed with the courtIn progress
- Funds released to the owner
Made-up example. Real amounts come from the court record.
$0 up frontFee only from what's recovered
What most owners never hear
The debt gets paid first. The rest is yours.
A forced sale only has to cover what was owed: the loan or back taxes, interest and the cost of the sale. When bidders push the price higher, the difference is surplus, and by law it belongs to the former owner.
Nobody mails it to you. It waits with a court clerk, tax collector or trustee until someone files a claim, and in many states it's lost if nobody does before the deadline.
How a claim worksAuction sale price$212,000
Loan, interest and sale costs$148,600
Surplus for the former owner$63,400
Lenders and liens may be paid from the surplus first, so the amount you receive can be lower.
How it works
One free check. We handle the rest.
No courthouse trips and no hourly bills. You make one decision; we handle the rest and keep you posted.
- 1
Tell us what happened
The property and roughly when it sold. No documents needed to start.
Free - 2
We check the records
We pull the sale results and tell you plainly what we find, even if it's nothing.
No cost - 3
You decide
One plain agreement with our fee in writing. You sign, we get to work.
Your call - 4
We file, you get paid
We prepare and file the claim. A partner attorney handles any court filing.
Court sets timing
Who we help
If it was sold, it's worth checking.
Heirs and estates
The owner has passed away. Surplus usually goes to the estate or the heirs, and we help sort out who can sign.
Businesses
An LLC or corporation owned it, even one that has closed. We find who can act for the company and bring in an attorney where required.
Why us
Straightforward, start to finish.
This business has a reputation for pushy calls and promises nobody checked. Here's how we work instead.
We show you where it is
We tell you which office holds the money so you can call and confirm it yourself before signing anything.
We keep you posted
You'll hear from us at every step, from the first search to the day the funds are released.
Our fee, in writing
A percentage of what's recovered, agreed before we start, and within any limit your state sets.
Real attorneys where needed
When a claim has to go before a judge, a licensed partner attorney files it. You'll know who before it's filed.
What are surplus funds?
When a property is sold at a mortgage foreclosure, tax sale or HOA sale, the sale pays off what was owed: the loan or taxes, interest and the costs of the sale. If the winning bid was higher than that total, the difference is surplus, sometimes called excess proceeds or overbid. By law it belongs to the people who owned the property, or to their heirs, or to the company that owned it. Lenders and lienholders may claim part of it first.
What does it cost?
Nothing up front, ever. Our fee is a percentage of the money recovered, written into a plain agreement you sign before we start. If nothing is recovered, you owe nothing. Some states cap fees for this kind of work, and we follow those limits.
Is this a scam?
It's a fair question, and you should ask it of anyone who contacts you. We never ask for money up front, we never ask for your bank login, and we tell you exactly where the money is held so you can check it yourself. You can always call that office directly to confirm the funds exist before you sign anything.
The owner has passed away. Can the family still claim?
Often, yes. Surplus usually passes to the owner's estate or heirs. These claims need more paperwork, such as a death certificate and proof of who the heirs are, and sometimes a short court step to name someone who can sign. We help organize that, and a partner attorney handles any court filing.
How long does it take?
It depends on the state and on whether a judge has to approve the claim. Simple claims with a clerk or tax office can take a few weeks to a few months after filing. Claims that need a court hearing, or that involve an estate, usually take longer. We'll give you a realistic estimate once we've seen the file.
The check you're owed.
Tell us about the property and we'll check the records for you. It's free and there's no obligation.
Start my claim